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- Exploring >0, the debt facade, and learned helplessness
Exploring >0, the debt facade, and learned helplessness
Logan
September 26, 2024
In partnership with
Exploring >0, the debt facade, and learned helplessness
Happy Thursday! Thanks for reading Intentional Dollar — where we look at old money ideas through a new perspective.
What’s inside?
One tool to experiment with
Two quotes from others
Three questions to dig deeper
Four lines of poetry for the point
Disclaimer: This is not investment advice. These weekly posts represent my simple thoughts, a few quotes, and some questions — for educational purposes only.
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One tool to experiment with:
>0
There’s a mindset I find helpful in money and life.
Like a little mantra, you can place it somewhere to see when you’re tired and don’t feel like doing the tasks that sit stale on your list.
Routines govern our lives and lay claim to our time, right? When we get home from school or work, the gas light is on and we’re close to empty.
Making it through the standard check-list of dinner, dishes, laundry, and everything else that needs tending from time away will sap the last ounces of gas from the tank. Done. Exhausted we turn to “relaxing” events that take the edge off — typically TV and an ice cold snack.
Not everyday is like this, but some are. On these days, devoting energy to improving your money, or some productive endeavor, feels like sprinting through quick sand.
But here’s the helpful reminder: you don’t need to go full throttle and figure it all out today, you simply need to avoid throwing a 0 on the scoreboard. You must ensure that whatever your priority is, your daily efforts toward it are greater than 0.
Manage this, and you’ve won for the day. The no 0’s mindset will keep you in a flowing state of progress.
Staring at the ever-growing debt balance with your name on it? Maybe you typically get stressed and push that problem off with the “I’ll deal with it later” line.
Put $5 toward it.
No 0s.
You’ll find that your gas tank gets refilled with the efforts above 0.
Managing money is about behavior and energy management. You’re participating in an endurance event, so find the pace that works to get through it.
no 0s on the board
Two quotes on the debt facade:
Debt is a bespoke mask, a nearly invisible mask, that’s often worn as a way of creating a false perception, a disguise, of who we are.
“Debt gives you the ability to look like you’re winning when you’re not.”
“Today, there are three kinds of people: the haves, the have-notes, and the have-not-paid-for-what-they-haves.”
Three questions on learned helplessness:
We avoid tasks because we don’t think we are good at them.
What are some things I’ve avoided or given up on as an adult because I struggled with them or found them challenging when I was younger?
What new approach could I take to learn this topic as an adult?
What if it’s easier now?
Which question stuck with you? Questions like these are spotlights for the mind. Reply to this email and let me know which one shined light on a previously dark cave.
Four lines of poetry for the point:
Don’t let a 0 scuff up your day,
One little step forward, progress in a small way.
Find the steady, forward, all-day pace,
For you’re running an unending race.
Contact Me:
Content ideas, questions? Reply to this email or reach out to me at [email protected]
Disclaimer: This is not investment advice. These weekly posts represent my simple thoughts, a few quotes, and some questions — for educational purposes only.
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