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_{Exploring the rearview mirror, Tetris, and boredom}

Happy Thursday! Thanks for reading Intentional Dollar — where we look at old money ideas through a new perspective.

What’s inside?

• One idea to experiment with

• Two quotes from others

• Three questions to dig deeper

• Four lines of poetry for the point

Disclaimer: This is not investment advice. These weekly posts represent my simple thoughts, a few quotes, and some questions — for educational purposes only.

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_{One idea to experiment with:}

Rearview Mirror:

We’ve all succumbed to hindsight bias. It’s the rearview mirror we glance into after the unknown has passed. In that mirror, the fog of decision-making clears, and we see exactly what we “should have done.”

Invest earlier. Buy Amazon at the IPO. Buy that lake house. Take that lower paying job. Skip that BMW. 

It feels completely obvious now—but it never did when the decision sat in front of us.

The problem is, hindsight often arrives not as a teacher, but as a sharp critic. It shames us for missing the path that wasn’t visible until we walked past it. It’s common to turn hindsight into regret, replaying choices as if reviewing the film could alter the outcome.

But hindsight can have some salvage value. Used properly, it’s a compass. It reveals systems, not single moments. It shows patterns in our behavior—where we were patient, or impulsive, where we acted out of fear, or blindly followed the crowd.

Every chart looks obvious in reverse. Every crash feels predictable after the fact. Every winning stock is a “no-brainer” years later. 

Yet the real work of wealth building isn’t about perfect foresight. It’s about putting yourself in position where hindsight doesn’t impede your forward progress, but where it can be used to reshape future action. 

It’s about driving forward, knowing that the road ahead will always be foggy, and trusting that when hindsight shows up later—you can leverage it to make you a little better for tomorrow.

_{Two quotes on Tetris:}

We aren’t dealt the same cards, so our job is to play Tetris and move the incoming pieces to the best places. 

_{Three questions on boredom:}

1. What does my boredom reveal about the gap between what I’m doing and what I value?

2. Am I reaching for distractions, or am I letting the silence teach me something new?

3. Could this boredom be an invitation—not to escape—but to create?

Which question stuck with you? Questions like these are spotlights for the mind. Reply to this email and let me know which one shined light on a previously dark cave.

_{Four lines of poetry for the point:}

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Disclaimer: This is not investment advice. These weekly posts represent my simple thoughts, a few quotes, and some questions — for educational purposes only.

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